It's no secret that car insurance quotes depend on a lot of factors, many of which are personal, such as your age, driving history, credit score, and so forth. It's going to be more expensive to drive in certain areas than it is in others due to road conditions, average traffic, crime rate, and local laws. In a city with a high crime rate, it's probably going to cost more to have car insurance, unless you have a good alarm system installed in your car.
You should always set the same deductibles for each and every rate that you compare for a realistic idea of what you will be paying, both on the payments and out of pocket before the coverage kicks in. If you have an older vehicle that won't cost as much to replace or repair, then you might want to risk a higher deductible in order to save more money on the payments.
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